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| Being in debt isn’t necessarily a terrible thing. Between mortgages, car loans, credit cards, and student loans – most people are in debt. Being debt-free is a great goal, but you should focus on the management of debt, not just getting rid of it. It’s likely to be there for most of your life – and, handled wisely, it won’t be an albatross around your neck. Read the rest of this entry » |
Paying Off Debt the Smart Way
August 9th, 2010Credit Reports: What You Should Know
August 6th, 2010|
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How do lenders determine who is approved for a credit card, mortgage, or car loan? Why are some individuals flooded with credit card offers while others get turned down routinely? Because creditors keep their evaluation standards secret, it is difficult to know just how to improve your credit rating. It is important, however, to understand the factors and to review your credit report periodically for any irregularities, omissions, or errors. Reviewing your credit report annually can help you protect your credit rating from fraud and ensure its accuracy. |
What to Do If You Haven’t Filed Your 2009 Return
August 4th, 2010|
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The failure to file a federal tax return can be costly – whether you end up owing more or missing out on a refund. There are several reasons taxpayers don’t file their taxes. Perhaps they didn’t know they were required to file. Maybe they just kept putting it off and simply forgot. Whatever the reason, it’s best to file the return as soon as possible. If you need help, even with a late return, we are ready to assist you. Here are some things to consider: |
Seven Tax Tips for Students with a Summer Job
August 3rd, 2010|
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Are you a student with a summer job? Here are seven things you should know about the income you earn during the summer months. Read the rest of this entry » |
Planning Retirement Withdrawals
August 3rd, 2010|
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Are you thinking of retiring soon, or changing jobs? You may face a major financial decision: what to do about the funds in your retirement plan. This article will discuss partial withdrawals and full withdrawals.
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Cash Flow: The Pulse of Your Business
August 3rd, 2010|
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Unfortunately, many small business owners do not fully understand their cash flow statement. This is shocking, given that all businesses essentially run on cash, and cash flow is the lifeblood of your business. Some business experts even say that a healthy cash flow is more important than your business’s ability to deliver its goods and services! That’s hard to swallow, but consider this: if you fail to satisfy a customer and lose that customer’s business, you can always work harder to please the next customer. But if you fail to have enough cash to pay your suppliers, creditors, or employees, you’re out of business! Read the rest of this entry » |
Financial Tips for August 2010
August 3rd, 2010|
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Prepare a Post-Mortem Letter |
Federal Tax Due Dates for August 2010
August 3rd, 2010|
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State Making Efforts to Enforce Sales Tax Compliance
July 20th, 2010|
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Affordable Care Act Tax Provisions
July 19th, 2010|
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The Affordable Care Act was enacted on March 23, 2010. It contains some tax provisions that take effect this year and more that will be implemented during the next several years. The following is a list of provisions now in effect; more provisions are expected. |